It's also best if you need to pay off a high interest credit card. The Wells Fargo Active Cash Card earns 2% cash rewards on purchases and charges no annual fee. I received an email yesterday from Citi stating that the 1% cash back on purchases and 1% cash back on payments is changing to 1 point on purchases and 1 point on payments. This Visa Signature. Wells Fargo Active Cash 8 /r/creditcards, 2023-01-27, 08:32:44 Help picking a credit. Citi® Double Cash Card : Best for earning 2% cash back with a long intro APR. 0% intro APR for 15 months on purchases and qualified balance transfers (subject to either $5 or 3% of the amount of each balance transfer, whichever is greater). If you already have the Wells Fargo Active Cash Card you can request a balance transfer by signing on to Wells Fargo Online. Wells Fargo Active Cash vs. 73. 0% intro APR for 15 months on purchases and qualified balance transfers (subject to either $5 or 3% of the amount of each balance transfer, whichever is greater). Though we value Capital One miles at around 1. Pros 2% cash back on. It earns rewards in a similar fashion. But the Citi Custom Cash Card would. There’s. You can transfer your balance to the Citi® Double Cash Card and pay it off within 18 months. The Citi Double Cash Card is one of the simplest and most valuable credit cards available. You’ll get the full bonus sooner from Wells Fargo Active Cash, while the Chase Freedom Unlimited card’s bonus is slightly more valuable. Wells Fargo Active Cash Card Earn unlimited 2% cash rewards on purchases. The card offers an 0% introductory annual percentage rate on purchases and qualifying balance transfers made within the first 120 days for 21 months from account opening (then a variable APR of 18. The Wells Fargo Active Cash® Card might be the most direct competitor to the TD Double Up Credit Card. Wells Fargo Active Cash® Card. Best. The Citi Double Cash and Wells Fargo Active Cash have similar earning rates and no annual fee, but one offers more benefits and a welcome bonus. Really covers almost everything, and then Wells Fargo active cash for 2% back on everything else, and the rewards pool with the autograph. Learn more: Citi® Double Cash Card. 24%, 25. Further the points have a cash value of 100 points per dollar (or 1000 points per $10 as they stated), and points can be redeemed for cash at any time. 5 card will immediately give you $200 of value for hitting the SUB while a 2% card will have to take years to give you that same value you can get in just a couple. Wells Fargo Active Cash Card: Earn unlimited 2% cash rewards on purchases; Capital One SavorOne: Earn 10% cash back on Uber & Uber Eats purchases (through 11/14/2024)Card type: Cash back. Cash-back rewards. Wells Fargo Active Cash vs. But the Wells Fargo Active Cash Card has similar earning potential and adds some additional benefits to sweeten the deal. It provides a simple model—earn 2% cash back on. Earn a $200 cash rewards bonus when you spend $500 in purchases in the first three months. Use our table to compare your Wells Fargo credit card options and get a sense of which one is best for you. Autograph + Active Cash + Grocery card would be really easy and simple cash-back set-up for most people. Welcome bonus: $100 statement credit after spending $1,500 on purchases in the. I'm very happy with this change. 1. The Wells Fargo Active Cash offers a $200 cash rewards bonus if you spend $1,000 within the first three months (roughly $334 a month) of account opening. Plus, there are a family of Citi cards that enhance the earning potential (Custom Cash, Rewards +). The $0-annual-fee card offers the following: Rewards: Unlimited 2% cash back on. 24%, 24. According to a LendingTree study, the average credit card sign-up bonus in 2022 was $157 — making this a competitive bonus. The Chase Freedom Unlimited requires you to spend $500 in the first three months while the Wells Fargo Active Cash requires $1,000 in spending in the first three months. 99% variable APR), so you’d be. Thinking of making the new Wells Fargo Active Cash my baseline card and do a product change with Citibank Double Cash to Citibank Custom Cash?…Wells Fargo Active Cash vs Chase Freedom Unlimited 3 /r/creditcards, 2023-04-16, 17:24:09. (on up to $6,000 in each category per year. Both cards offer 2 percent cash back on all purchases, but offer different benefits. 24 percent. . Cardholders can now earn $200 cash back after you spend $1,500 on. 1. effectively earns 2% cash back everywhere (1 point per dollar when you buy, and. Wells Fargo Active Cash Card Earn unlimited 2% cash rewards on purchases. CDC which cashback is better2:24 - Annual Fee and Foreig. 3. Earn a $200 cash rewards bonus when you spend $500 in purchases in the first three months. Credit. Most 2% cards don't have a SUB, while most 1. They usually give me less than half of the limits I get from Citi. Here’s an overview of how cash back works on credit cards: Earn a percentage of the amount paid every time you make a qualifying purchase with your cash back credit card. Wells Fargo Active Cash® Card: Best for Flat-rate cash back: High ongoing rate + incentives. Wells Fargo Active Cash® Card. A 2% cash-back credit card that offers an introductory sign-up bonus is rare. Those who prefer to take rewards as cash back deposited into a checking account might do better with the Citi Double Cash® Card or the Wells Fargo Active Cash® Card. The Wells Fargo Active Cash Card earns 2% cash rewards on purchases and charges no annual. Would take a lot of recurring spend for gas with the 1c extra in gas rewards to overcome the $200 signup bonus of the BofA customized cash (maxing gas at $7k spend at an extra 1% would only be an extra $70 per year on the Costco Visa vs the $200 BofA signup bonus). See Rates and Fees. Its limited-time offering of 10% cash back for Uber and Uber Eats. Citi Double Cash. Don't Which To Choose. Cardholders Earn unlimited 2% cash rewards on purchases. Neither. The Citi Double Cash® Card outshines its competitor with a more substantial ongoing rewards rate on all purchases and a. Citi Double Cash Caret Down While the Citi Double Cash is a comparable 2 percent cash back card, you could earn less than 2 percent rewards if you aren’t on top of. A comparison of two cash-back credit cards with an annual fee of $0 and unlimited 2% cash back. As for the Citi Custom Cash, it is plainly obvious why it is so popular and has overtaken the Double Cash. With the Double Cash Card, however, you earn 1% when you make the purchase and. For the Reflect card, you will be able to get 0% intro APR for 18 months on purchases and balance transfers, then 18. The annual rewards payout assumes you charge $1,000 each month spread across. 24% - 29. To learn more, please visit Wells Fargo Balance Transfers. Bank of America® Customized Cash Rewards Credit. The Citi® Double Cash Card is a $0 annual fee credit card that earns 1% back on all purchases. Annual Fee. 24% (Variable) APR applies. If you typically receive an annual. Wells Fargo Cash Wise Visa card. Given that several banks offer credit cards earning 2% on all. Earn a $200 cash rewards bonus when you spend $500 in purchases in the first three months. Currently, the Citi Double Cash doesn’t. Credit Card by. At which point, I use. Citi® Double Cash Card vs. Wells Fargo Active Cash® Card. The Citi Double Cash® Card has an annual fee of $0 and earns 2% cash back on all purchases—1% when purchases are. That being said, I don’t use this setup. Base rewards rate: 2% cash rewards on purchases. The Wells Fargo Active Cash Card features impressive flat-rate cash rewards, a welcome offer and intro APR offers. This bonus offer will be fulfilled as 20,000. Citi® Double Cash Card. 1. 24%, 25. No annual fee. Wells Fargo Active Cash Card Review 2022. Compare The Drawbacks No credit card or financial product is without possible drawbacks, and it is important to be aware of the potential negatives before you make a final decision about which card is. The no-annual-fee card offers 5% cash back on purchases in a top eligible. Cash back rate. 6 min read Sep 08, 2023. We are available 24 hours a day, 365 days a year for your travel, dining and entertainment needs. S. Then select Request Balance Transfer under Account Management to view available offers. Whereas with WF Active Cash you can only redeem cashback in increments of $25. Annual fee. If you're looking for a major bank that's free of scandals, it doesn't exist. Citi Double Cash vs Wells Fargo Active Cash Review - YouTube In this video, we're comparing the Wells Fargo Active Cash vs Citi Double Cash Credit. 24% to 28. Wells Fargo Active Cash Card Earn unlimited 2% cash rewards on purchases. Wells Fargo Active Cash® Card. It has a $200 welcome bonus, cell phone insurance, and it works with digital wallets. Alliant Visa® Platinum * vs. Fidelity® Rewards Visa Signature® Card: Best. Lastly, the Chase Freedom Unlimited offers 5% cash back on gas station purchases, up to $6,000 in. The Citi Double Cash® Card is a top-notch choice for everyday use, due to its simple and generous rewards. 2 days ago · Consider having a yard sale or using online marketplaces such as eBay or OfferUp to sell these items and boost your down payment savings. 99%. You may also call 1-800-642-4720. Application Link. You’ll only earn 1. The Chase Freedom Unlimited card offers everything Capital One Quicksilver does, plus a few extra bonus rewards categories and other perks. Intro APR on balance transfers: The Reflect Card offers 0% intro APR for 21 months from account opening on qualifying balance transfers, then 18. However, the most significant difference is in the card APRs. New Wells Fargo Active Cash® Card holders can earn a $200 cash rewards welcome bonus for spending just $500 on their card in the first three months. A $ 200 cash rewards initial bonus. . Citi Double Cash Card vs. That describes the Citi Double Cash® Card. Those seeking a cash-back card that earns the same great rate on all your spending should look to a card like the Wells Fargo Active Cash® Card. 5 percent cash back, but no foreign transaction fee and a $150 sign-up bonus) or. Read the Wells Fargo Active Cash ® Credit Card Agreement and the Wells Fargo Active Cash ® Card Guide to Benefits to learn more. While the benefits of the Citi Double Cash Card are minimal, the Wells Fargo Active Cash Card is more powerful, offering benefits. Chase Freedom Unlimited®: Best for Bonus. Based on identical spending inputs, you’ll earn $240. These bonus cash rewards will show as redeemable within 1 – 2 billing periods after they are earned. 5% card. I just don't like the more limited visibility into WF. As I noted above, the only real negative IMO is the 3% foreign transaction fee. JS by Jason Steele Edited by Ryan M Tronier July 31, 2023. 74%,. I opened the Citi Double Cash a month later, which is my new 2% flat card. Citi. Earn unlimited 2% cash rewards on purchases. 5 - 5% cash back on purchases. The Wells Fargo Active Cash card I believe has some restrictions on how you can redeem the cash back you will want to read the fine print there. If you're looking for a major bank that's free of scandals, it doesn't exist. Wells Fargo Active Cash is a great credit card to compare because it has a $0 annual fee and rewards cardholders with 2% cash rewards on all purchases. 24%. The Citi Double Cash Card is a great cash-back option with no annual fee. Just spend $4,500 in the first 90 days of account opening. The Wells Fargo Active Cash® Card offers a $200 cash rewards bonus after spending $500 in purchases in the first three months from account opening, and the Wells Fargo Autograph℠ Card comes. If you're looking to make a large purchase. Quicksilver offers 1. Bilt Mastercard vs. Tiered cards provide different cash-back rates for different types of purchases. The Fidelity Card requires a Fidelity account to deposit the money into. Welcome bonus: $200 bonus after opening a Rewards Checking Plus account and making three debit card transactions within 60 days of account. You get 1% cash back when the purchase is made, and the. Citi Double Cash® Card. No annual fee: The Wells Fargo Reflect Card has a $0 annual fee, and the Active Cash Card has a $0 annual fee. We'll compare the introductory bonuses, how cashback is earned,. com database is $181. The Wells Fargo Active Cash is probably the most comparable card to the Citi Double Cash, yet. The Wells Fargo Active Cash ® Card, a 2% unlimited cash-rewards card with no annual fee, is sure to be one of the most popular options among flat-rate cash-rewards cards on the market. Generally, you earn the cash-back rewards as a percentage of eligible purchase amounts — a 2% cash back. Unlimited 2% cash back (you earn 1% when you make a purchase and 1% when you pay it off on time) Welcome offer of 20,000 ThankYou® Points, redeemable for $200 cash back, when you spend $1,500 on. 24%. The only downside to this change are to the people who made use of the Citi Bonus Cash Center (Citi's own shopping portal). The Wells Fargo Active Cash® Card. However, if you're looking to keep building your retirement, redemption on the Fidelity Card could be an easy way to keep. There’s a welcome bonus of $100 statement credit after spending $1,000 on purchases in the first. With the Double Cash, every purchase earns 2% back that you can redeem for statement credits or mailed checks. Citi DC - 2% on EVERYTHING including bills paid as opposed to some cards that only give 2% on “purchases. And Wells Fargo no longer has a minimum rewards redemption requirement. 3% back on. 2. The Capital One SavorOne** is another card that offers a ton of features without asking for an annual fee in return. The Wells Fargo Active Cash® Card also comes with a $200 cash rewards bonus after spending $500 in purchases in the first three months from account opening, while the Citi® Double Cash Card. The Citi Double Cash offers a generous 0% intro APR on balance transfers for 18 months, then. Wells Fargo Active Cash® Card (see rates. The card gives 2% cash rewards on all purchases, plus $200 cash rewards after spending $500 in the first 3 months. Unlimited 2% cash back (you earn 1% when you make a purchase and 1% when you pay it off on time) Welcome offer of 20,000 ThankYou® Points, redeemable for. The Citi Custom Cash Card offers a 0 percent intro APR on balance transfers and purchases for 15 months, followed by the variable APR of 16. Simply pick up the phone to call Visa Signature Concierge. NerdWallet's . 0% intro APR for 15 months on purchases and qualified balance transfers (subject to either $5 or 3% of the amount of each balance transfer, whichever is greater). Citi Double Cash v. The Citi Premier® Card earns 3 ThankYou points per dollar spent on air travel and hotels. Wells Fargo Active Cash Card Earn unlimited 2% cash rewards on purchases. Citi DC - 2% on EVERYTHING including bills paid as opposed to some cards that only give 2% on “purchases. Citi Double Cash Card. the Citi Double Cash card doesn’t require a Fidelity account and offers a 0% intro APR on balance transfers for 18 months. So that’s 2%. Rewards rate: Up to 2 percent cash back on all purchases (1 percent when you buy, plus 1 percent when. You must select Apply Now on this page to take advantage of this specific offer. The Wells Fargo Active Cash card comes with a 0% intro APR for 15 months from account opening on purchases and qualifying balance transfers, then a 20. The value of a 1. AC has an interest-free promo period on purchases and BTs, where DC’s promo is only for BTs. Reply. 0% intro APR for 15 months on purchases and qualified balance transfers (subject to either $5 or 3% of the amount of each balance transfer, whichever is greater). Costco Anywhere Visa Card vs. The Wells Fargo Active Cash® Card offers a similar benefits spread of all no-annual-fee cards, but it beats the Capital One Quicksilver Cash Rewards for cash rewards. I don't know why people make a big deal out of the $25 increments. The Wells Fargo Active Cash offers a $200 cash rewards bonus if you spend $1,000 within the first three months (roughly $334 a month) of account opening. Wells Fargo Active Cash® Card. Intro APR of 0% for 12 months from. Chase Freedom Unlimited. Finally, they cash out at a standard . 1 day ago · What is a negative credit card balance? A negative credit card balance is a balance below zero. Citi double cash declined me several times in 6 months, a couple times at a restaurant right by my house. Citi’s Double Cash Card lets you earn a net of 2% cash back on purchases — 1% when purchases are made and another 1% when they’re paid. $0. Bonus Card Option: Wells Fargo Active Cash Card. The Citi Rewards+ is a great complement to the Double Cash and/or the Custom Cash. 24% to 29. Wells Fargo Active Cash even offers an introductory purchase. 99% variable) Earn $200 after spending $500 in the first 3 months and unlimited 2% cash rewards on purchases. The Wells Fargo Active Cash Card is another no-annual-fee card that earns 2% cash rewards on purchases. Citibank offers a bigger cash bonus opportunity — up to $2,000. Concierge service, 24/7. gas stations, and online retail purchases in the U. Welcome bonus: None. 24%, or 29. I can also say that my experience with Wells Fargo (apps, customer service, etc. The Citi Double Cash Card is similar to the Wells Fargo Active Cash Card -- both offer a flat 2% cash-rewards rate. Citi Double Cash: 2% everything. - No annual fee. Few cards offering an unlimited 2% cash back on spending provide meaningful extras and perks, but the Wells Fargo Active Cash® Card offers cell phone protection. $0. The Wells Fargo Active Cash® Card is definitely worth it for anyone with good credit or better who wants a $0 annual fee credit card with cash back rewards. The Citi Double Cash card's simple cash back structure and long-lasting balance. It also offers a. 24% variable APR;. Though we value Capital One miles at around 1. Plus, for a limited time, earn 5% total cash back on hotel, car rentals and attractions booked on the Citi Travel℠ portal through 12/31/24. I complained and escalated and eventually cancelled. S. 0% intro APR for 15 months on purchases and qualified balance transfers (subject to either $5 or 3% of the amount of each balance transfer, whichever is greater). Rewards rate. The Active Cash even features an introductory 0% APR for purchases and qualifying balance transfers for 15 months from account opening (then 20. As you get the entire 2% back two days after the statement cycle closes. Automatic cellphone protection when you pay your monthly bill with the card. Bank Cash+® Visa Signature® Card. When the Fidelity card dropped that benefit it's what made me start looking for another card. The Wells Fargo deals pay out quick. 99% variable APR applies. Wells Fargo Active Cash vs. TD Double Up rewards. On the Citi Double Cash Card, you’d earn $100 in cash back for the month on $5,000 in spending after paying your bill in full. However, I don't think you should listen to the bad rumors about Wells Fargo. This 2% card has a $200 SUB. With the Wells Fargo Active Cash Card you get a similar $200 cash rewards bonus after spending $1,000 in purchases in the first 3 months. To earn cash back, pay at least the minimum due on time. Wells Fargo Autograph℠ Card. APR. Miserable-Result6702. One big reason why the Citi Double Cash Card wins this matchup is that it offers a very generous ongoing rewards rate: 2% cash. The Wells Fargo Active Cash® Card offers an unlimited 2% cash rewards on purchases and a welcome bonus: $200 cash rewards bonus after spending $500 in purchases in the first 3 months. That is a total of $40 in cash back per month at $2,000 spendThe Citi Double Cash. Both provide a flat 2% rewards and both also have 3% foreign transaction fees. At. For a limited time, earn 5% total cash. If you want both, I'd say apply citi then wells fargo (even same day, WF doesn't care about velocity). Our example family typically spends $2,443 annually on flights. Blue Cash Everyday ® Card from American ExpressTD Double Up Credit Card vs. Citi Double Cash $200 Welcome Offer. The Citi Double Cash® Card also earns an unlimited 2% cash back—but with 1% earned when a purchase is made and the other 1%. Flat-rate cards earn the same percentage on every purchase—typically 1% to 2% cash back on all spending. The Capital One Venture card offers a generous welcome bonus for meeting spending requirements within the first 3 months after card approval. Citi® Double Cash Card: Best for pairing. Also no FTF, which is great for the occasional overseas trip. The Citi Double Cash® Card is the winner over the Capital One Quicksilver Cash Rewards Credit Card. Credit cards that are better than the Citi Double Cash Card may include Chase Freedom Unlimited® and Wells Fargo Active Cash, depending on your exact spending habits and preferences. With the Double Cash Card, however, you earn. It is also possible Wells Fargo cash back options will be less user-friendly than some other cards (i. Specifically, this card offers a 0% intro APR for 15 months on purchases and on eligible balance transfers, then a variable APR of 17. 99%. If you’re considering applying for the Wells Fargo Active Cash card, it’s probably because of the 2% cash back reward. I’m looking at getting 1 of these 2 options, mainly to pay wedding vendors. Wells Fargo is stingy on credit limits. Wells Fargo Active Cash® Card: Best overall. The CFU has even more potential because it can be combined with the Chase Sapphire Preferred or Reserve. TD Double Up rewards. These are the popular cards that most people can accessibly earn a good flat-rate cash back. Citi Double Cash® Card. No annual fee: Capital One Quicksilver vs. Lyft Pink All Access benefits include 10% off Lux rides, free priority pickup upgrades, cancellation. Rewards: 2% cash back on all purchases for PenFed Honors Advantage. The Citi Double Cash card's simple cash back structure and long-lasting balance. Active Cash. The Blue Cash Everyday® Card from American Express offers $200 statement credit after you spend $2,000 in purchases on your new card. Citi Double Cash. You’ll earn 5%. Wells Fargo Active Cash® Card: Best for earning 2% cash rewards on purchases (including Amazon) Citi® Double Cash Card : Best for 2% cash back everywhere with a long intro 0% APR on balance. Bottom Line: The Freedom Unlimited card best rewards travel purchased through the Chase Ultimate Rewards travel portal, for dining, and at drugstores. Wells Fargo Active Cash Card Earn unlimited 2% cash rewards on purchases. Cardholders earn 5% back on the first $1,500 on quarterly bonus purchases (once activated) like. A cash-back credit card is a rewards card that offers you cash back on your purchases. Wells Fargo Active Cash vs. The Double Cash card usually offers a small welcome bonus. Citi® Double Cash Card. The Citi Double Cash and Wells Fargo Active Cash have similar earning rates and no annual fee, but one offers more benefits. Citi Double Cash® Card. Here are the earning rates for both cards: Wells Fargo Autograph: Earn unlimited 3X points on restaurants, travel, gas stations, transit, popular streaming services, and phone plans; plus earn 1X points on other purchases. The Citi Double Cash® Card (see rates and fees) is considered one of the best cash reward cards on the market. This means. The Double Cash card usually offers a small welcome bonus. Bank of America Unlimited Cash Card vs. Citi Double Cash. ProsDoorDash Rewards Mastercard® vs. The Active Cash earns 2% cash. The value of a 1. FNBO Evergreen (2% flat-rate cash back, 3% FTF) - $200 SUB for $1000 spend. Wells Fargo Active Cash® Card: Best all-around 2% cash rewards credit card. American Express Blue Cash Everyday: 3x groceries, online purchases, gas. If you want the most versatile reward of them all—plain old cash, then the $0-annual-fee Citi Double Cash® Card offers a hassle-free 2% cash back on all purchases—1% when purchases are made. Bottom Line: Both the Freedom Unlimited card and Double Cash card offer straightforward simplified earning structures. It also doesn't have as many strings attached as the Citi Double Cash or the Synchrony PayPal Cashback cards. Citi Double Cash Card. This coverage is limited to up to 2 claims per 12-month period and there is a $25 deductible per claim. 6 min read Sep 08, 2023. Wells Fargo Active Cash® Card. 24% to 28. The Wells Fargo Active Cash® Card offers easy, generous and unlimited flat-rate reward on spending with no categories or spending caps to keep track of, Plus a low intro APR offer on purchases. Citi® Double Cash Card. For instance, the Wells Fargo Active Cash® Card comes with up to $1,200 per year in cellphone protection against damage or theft (across two potential claims, minus a $25. Because the Citi Double Cash and Wells Fargo Active Cash cards both earn 2 percent cash rewards on purchases, your earnings potential is the same with both cards. $200 SUB with $500 spend on the WF AC, vs. com In head-to-head competition, which of these rewards credit cards wins out? Here’s what. I hate that my Active Cash does this. The Wells Fargo Active Cash® Card earns 2% cash rewards for your purchases with no annual fee. Chase Freedom Unlimited spending example. Wells Fargo Active Cash Card Earn unlimited 2% cash rewards on purchases. It also delivers 2% cash rewards on purchases. coopdude • 3 days ago. When your balance is negative on a credit card, it means you’ve paid more than you currently owe. Citi Double Cash Card vs Citi Custom Cash Card. Wells Fargo Active Cash Card vs. The Citi Double Cash Card is similar to the Wells Fargo Active Cash Card -- both offer a flat 2% cash-rewards rate. Wells Fargo Active Cash Card Earn unlimited 2% cash rewards on purchases. Earn a $200 cash rewards bonus when you spend $500 in purchases in the first 3 months 1Wells Fargo Active Cash Card Earn unlimited 2% cash rewards on purchases. 2% flat rate and then 3% on PayPal. So in terms of a SUB, the Active Cash has a better SUB, both in dollar amount and required spend. THE POINTS GUY. Wait a few months and see if you can convert the Citi Double Cash to the other new card announced this week, the Citi Custom Cash MasterCard. Wells Fargo Reply BrutalBodyShots • Additional comment actions. Citi Double Cash® Card Those seeking a balance transfer card with longevity past the 0% APR period will find the no-annual-fee Citi Double Cash more attractive than. With no annual fee, a decent welcome bonus.